1964-D Quarter Sells for $38,400: How to Find This Rare Treasure

Did you know an ordinary-looking 1964-D Washington Quarter recently sold for a staggering $38,400? While most 1964 quarters are worth just 25 cents, certain rare specimens can be worth a fortune! At PennyVerse.info, we’ve created the most comprehensive guide to help you identify, value, and sell these hidden treasures.

Why the 1964-D Quarter Can Be So Valuable

The record-setting $38,400 quarter had three exceptional qualities:

1. Full Bands (FB) Designation – Perfectly struck horizontal lines on the reverse olive branches
2. Gem Mint State Condition (MS67+) – Virtually flawless surfaces with original mint luster
3. Cameo Contrast – Frosted design elements against mirror-like fields

According to PCGS population reports, only 12 examples have graded MS67 or higher, making these exceptionally rare.

Detailed Identification Guide

1. Full Bands Examination (Key to Value)

• Use a 10x magnifier to inspect the reverse (eagle side)
• All five horizontal bands on the olive branches must be:
  • Completely separated
  • Sharply defined from top to bottom
  • Show no weakness or merging
• Partial bands reduce value significantly

2. Grading Your Coin Like a Pro

Here’s how to estimate your coin’s grade:

Grade	Characteristics	Value Range
MS-60 to MS-62	Bag marks visible, luster may be dull	10−10−25
MS-63	Fewer marks, decent luster	30−30−75
MS-64	Attractive eye appeal, minimal marks	100−100−250
MS-65	Exceptional strike, slight marks	300−300−600
MS-66	Nearly perfect, Full Bands potential	800−800−1,500
MS-67	Flawless surfaces, Full Bands	2,500−2,500−10,000
MS-67+	Perfect coin, extreme rarity	15,000−15,000−38,400+

3. Identifying Cameo Contrast

• Tilt coin under a 60-watt bulb
• Look for frosted devices (raised design elements)
• Fields (background) should appear mirror-like
• The stronger the contrast, the more valuable

Where to Find These Rare Quarters

Best Hunting Grounds

1. Original Mint Rolls – Search for unopened 1964-D silver quarter rolls
2. Bank Coin Rolls – Some still surface in circulation
3. Estate Sales – Often overlooked in old collections
4. Coin Dealer Inventory – Ask to search their “junk silver” bins
5. Online Auctions – Look for misgraded raw coins

Pro Tip

Focus on coins showing:

• Brilliant white surfaces (not toned)
• Original mint luster (rainbow sheen when tilted)
• No cleaning or polishing marks

Complete Selling Guide

Step 1: Professional Grading (Essential for Top Value)

• PCGS or NGC certification adds credibility
• Costs 30−30−100 depending on service level
• Submission options:
  • Direct submission to grading companies
  • Through authorized dealers (find local dealers on PCGS.com)
  • At major coin shows (grading reps often present)

Step 2: Professional Photography

• Use a lightbox or white background
• Take macro shots of both sides
• Capture Full Bands close-ups
• Show luster and cameo effects by tilting in photos

Step 3: Choosing the Right Marketplace

For Coins Worth $1,000+

1. Heritage Auctions (ha.com)
   • 15% seller’s fee
   • Best for ultra-high grade coins
   • 6-8 week auction process
2. GreatCollections (greatcollections.com)
   • 10% seller’s fee
   • Strong collector base for Washington quarters
3. PCGS/NGC Certified Coin Auctions
   • Specialized markets for graded coins

For Coins Under $1,000

1. eBay
   • 12.9% final value fee
   • Best for raw (ungraded) coins
   • Use title: “1964-D Quarter MS65+ FB? Nice Original – Check Scans!”
2. Reddit r/Coins4Sale
   • No listing fees
   • Collector-to-collector sales
3. Local Coin Shows
   • Negotiate directly with dealers
   • Get multiple offers

Step 4: Setting the Right Price

• Check recent auction results on:
  • PCGS CoinFacts
  • NGC Price Guide
  • Heritage Auction Archives
• Price 10-15% above your target to allow negotiation
• For raw coins, be conservative in grading claims

Current Market Trends (2024 Update)

• MS66 FB examples now selling for 1,200−1,200−1,800
• MS67 FB coins reaching 8,000−8,000−12,000
• Superb Gems (MS67+) breaking records at $30,000+

Avoiding Common Pitfalls

1. Don’t clean your coin – Removes value
2. Beware of “details” grades – Cleaned or damaged coins lose 90% value
3. Watch for counterfeit holders – Verify certification numbers
4. Avoid “we buy coins” shops – They pay 30-50% of true value

Join Our Collector Community

🔍 At PennyVerse.info you’ll find:

• Free weekly coin hunting tips
• Live Q&A with grading experts
• Access to our rare coin database
• Members-only auction alerts

Found a 1964-D quarter? Post clear photos in our forum for free evaluation!

Would you like our free 1964-D Quarter Grading Checklist? Comment below!

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